Az ELTE Társadalomtudományi Kutatóközpont (MTA Kiváló Kutatóhely) 

Szociológiai Kutatóintézete 

tisztelettel meghívja 171. Jour Fixe eseményére

 

 Distressed Financialization on the Periphery: Measuring Household Debt Under Enforcement

 

Előadó: Gosztonyi Balázs (Max Planck Institute for Social Anthropology)

Hozzászólók: Kőszeghy Lea (ELTE TK SZI); Király Júlia (közgazdász) 

Moderátor: Szikra Dorottya 

Időpont: 2026. április 2. csütörtök 10:00-11:00 
 

Helyszín: Az eseményt hibrid formában tartjuk meg.

 

Személyesen: Szociológiai Intézet 1097 Budapest Tóth Kálmán utca 4.;  B.1.15

 

Online: Zoom link:

https://us06web.zoom.us/j/89786831539?pwd=f1zTITbaFpOIufHFrm1M8ONSsYFdXa.1

 

Meeting ID: 897 8683 1539

Passcode: 101329

 

 

Angol nyelvű absztrakt:

 

Overindebtedness and default resulting from financialization significantly affect the everyday lives of low-income households. Despite its social importance, household indebtedness is frequently analyzed mainly through financial indicators, consumer debt surveys, or macro-level spatial analyses of legal data. However, these aggregate statistics do not capture the full extent of overindebtedness in specific localities or the ways in which overindebtedness and default are experienced and constituted at the local level. This study examines an economically marginal village in Northern Hungary in order to investigate the composition of enforced debt. Employing a mixed-methods approach that integrates quantitative legal research based on land registry records with long-term ethnographic immersion, the research analyzes the prevalence and magnitude of unpaid household debt. The findings indicate that household indebtedness and default are managed by transnational and local debt collection companies, reflecting how financial claims, including nonperforming loans, have become tradable financial assets that generate cash-flows through debt collection and enforcement. These processes are part of broader financial chains that facilitate monetary flows from economic peripheries to economic centers, while increasing financial vulnerabilities of low-income households.